Savings
Secure your future with our competitive savings programs designed for church workers.
- Competitive interest rates up to 4% annually
- Flexible deposit schedules
- No maintaining balance required
- Automatic savings plans available
Trusted by Church Workers Nationwide
Lingkod SimbahanMulti Purpose Cooperative
Building stronger communities through faith-based financial services and support
Join our cooperative community dedicated to empowering church workers through ethical financial services, competitive rates, and comprehensive support for you and your family.
300+
Active Members
27
Trusted Partners
17+
Years of Service
100%
Member Satisfaction
Our Services
Financial Solutions Tailored for You
Explore the different ways Lingkod Simbahan can partner with you on your financial journey
Flexible Member-Focused Loan
Access affordable loans with flexible terms tailored to your needs and circumstances.
- Low interest rates starting at 1.5% per month
- Flexible payment terms up to 36 months
- Quick approval process
- Collateral-free options available
Other Services
Discover additional financial services and benefits exclusive to our members.
- Life and health insurance programs
- Financial literacy workshops
- Investment and retirement planning
- Money transfer services
“Building stronger communities through faith-based financial services”
About Us
A Cooperative Rooted in Faith and Service
Lingkod Simbahan Multi-Purpose Cooperative was established with a clear vision: to empower individuals and communities through ethical financial practices and a deep commitment to service.
Our cooperative serves as a beacon of hope for church workers, providing accessible financial services while maintaining the values of faith, integrity, and community service that define our mission.
- Ethical financial practices rooted in Christian values
- Community-focused approach to financial empowerment
- Dedicated support for church workers and their families
Loans
Borrow with Confidence
Lingkod Simbahan offers affordable and flexible loan programs designed to meet the real needs of our members — from everyday emergencies to life's bigger moments.
Competitive Rates
2% per month using the Diminishing Balance Method — fair and transparent.
New Members Welcome
Apply as soon as you've completed membership requirements and minimum Share Capital.
Online Application
Apply conveniently through LemonTap — your digital cooperative portal.
Loan Renewal & Top-Up
Eligible to renew once 50% of your existing loan is paid, or apply for an additional loan.
Loan at a Glance
Interest Rate
Diminishing Balance Method
- 2% / month
Service Fee
of approved loan amount
- 1.5%
Minimum Share Capital
required for new members
- ₱5,000
Late Payment Penalty
after 30-day grace period
- 1% / month
Maximum loanable amount is based on your Share Capital + Savings Deposits, plus up to one month's gross salary for regular members covered by salary deduction.
Latest Updates
News & Updates
Stay updated with the latest developments and announcements from Lingkod Simbahan
Technology Update
Introducing LemonTap: Your Digital Financial Management Platform
We are excited to announce the implementation of LemonTap, a comprehensive web application designed to revolutionize how our members and administrators manage their financial transactions with Lingkod Simbahan Multi-Purpose Cooperative.
LemonTap represents a significant step forward in our commitment to providing modern, efficient, and user-friendly financial services. This innovative platform brings together all essential financial management tools in one convenient, secure, and accessible location.
Read full articleKey Features
- Comprehensive Ledger Access
- Online Loan Application
- Complete Accounting System
- Real-time Financial Tracking
Ready to Get Started?
Join thousands of church workers who trust Lingkod Simbahan for their financial needs
