Savings
Secure your future with our competitive savings programs designed for church workers.
- Competitive interest rates up to 4% annually
- Flexible deposit schedules
- No maintaining balance required
- Automatic savings plans available
Lingkod Services
Financial Solutions Tailored for You
Explore the different ways Lingkod Simbahan can partner with you on your financial journey
Our Services
Financial Solutions Tailored for You
Explore the different ways Lingkod Simbahan can partner with you on your financial journey
Flexible Member-Focused Loan
Access affordable loans with flexible terms tailored to your needs and circumstances.
- Low interest rates starting at 1.5% per month
- Flexible payment terms up to 36 months
- Quick approval process
- Collateral-free options available
Other Services
Discover additional financial services and benefits exclusive to our members.
- Life and health insurance programs
- Financial literacy workshops
- Investment and retirement planning
- Money transfer services
Loans
Borrow with Confidence
Lingkod Simbahan offers affordable and flexible loan programs designed to meet the real needs of our members — from everyday emergencies to life's bigger moments.
Competitive Rates
2% per month using the Diminishing Balance Method — fair and transparent.
New Members Welcome
Apply as soon as you've completed membership requirements and minimum Share Capital.
Online Application
Apply conveniently through LemonTap — your digital cooperative portal.
Loan Renewal & Top-Up
Eligible to renew once 50% of your existing loan is paid, or apply for an additional loan.
Loan at a Glance
Interest Rate
Diminishing Balance Method
- 2% / month
Service Fee
of approved loan amount
- 1.5%
Minimum Share Capital
required for new members
- ₱5,000
Late Payment Penalty
after 30-day grace period
- 1% / month
Maximum loanable amount is based on your Share Capital + Savings Deposits, plus up to one month's gross salary for regular members covered by salary deduction.
Ready to Get Started?
Join thousands of church workers who trust Lingkod Simbahan for their financial needs
